Privacy Policy

Effective Date: April 1, 2025
Last Updated: June 5, 2025

At Samnta (“we”, “our”, or “us”), we understand the importance of protecting your personal information, especially when it comes to sensitive financial topics. This Privacy Policy explains how we collect, use, store, protect, and disclose your personal data when you visit and interact with our website, samnta.com (“Site”), and use our services.

By using our Site, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Site.

1. Information We Collect

1.1 Personal Information

When you interact with our Site, we may collect personal data that can identify you directly or indirectly, including but not limited to:

  • Full name
  • Email address
  • Contact details
  • Billing information (only if you purchase products or services)
  • User-generated content (comments, inquiries, or submissions)

1.2 Financial Information

We do not collect sensitive financial data such as bank account numbers or credit card information unless you provide it voluntarily in connection with paid services or products. If so, such payment information is processed securely via trusted third-party payment processors, and we do not store your payment details.

1.3 Technical and Usage Data

We automatically collect certain data when you visit our Site, including:

  • IP address
  • Browser type and version
  • Device information
  • Pages viewed and time spent
  • Referring and exit pages
  • Operating system
  • Clickstream data

This information helps us improve our services and personalize your experience.

1.4 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to enhance your browsing experience, analyze usage, and deliver personalized content and ads. You can control cookies through your browser settings or opt out via available mechanisms (e.g., Google Analytics opt-out).

2. How We Use Your Information

We use the information collected for the following purposes:

  • To provide, maintain, and improve our Site and services
  • To communicate with you, including responding to inquiries and sending newsletters (only with your consent)
  • To manage subscriptions and transactions if you purchase products or services
  • To monitor and analyze usage to enhance user experience and optimize content
  • To comply with legal obligations and protect our rights and property
  • To prevent fraud and ensure security

3. Legal Basis for Processing (If Applicable)

For users under the GDPR or similar regulations, our legal bases for processing your data include:

  • Your consent (e.g., newsletter signup)
  • Performance of a contract (e.g., transactions or services you requested)
  • Compliance with legal obligations
  • Legitimate interests (e.g., site improvement, fraud prevention), balanced against your privacy rights

4. How We Share Your Information

We do not sell, rent, or trade your personal data. We may share your information with:

  • Service Providers: Trusted third parties who perform services on our behalf, such as email platforms, analytics, hosting, and payment processors, under strict confidentiality agreements
  • Legal Authorities: When required by law, subpoena, or governmental request to comply with legal processes or protect our rights
  • Business Transfers: In case of merger, acquisition, or asset sale, your information may be transferred, but you will be notified accordingly

5. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your personal data from unauthorized access, alteration, disclosure, or destruction. Our Site uses SSL/TLS encryption to secure data transmission.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. When no longer needed, we securely delete or anonymize your data.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal data:

  • Access: Request a copy of your personal data we hold
  • Correction: Request correction of inaccurate or incomplete data
  • Deletion: Request deletion of your data (subject to certain exceptions)
  • Restriction: Request limitation on how we use your data
  • Objection: Object to data processing for direct marketing or legitimate interests
  • Data Portability: Request your data in a portable format
  • Withdraw Consent: Withdraw any consent given for processing
  • Opt-out: Opt-out of marketing communications at any time

To exercise your rights, please contact us. We will respond within applicable legal timeframes.

8. Cookies and Tracking Technologies

We use cookies for:

  • Essential site functions
  • Performance and analytics (e.g., Google Analytics)
  • Advertising and remarketing
  • Social media integration

You may manage or disable cookies via your browser or opt out of third-party tracking tools. Disabling cookies may affect your experience on the Site.

9. Third-Party Links

Our Site may contain links to third-party websites, tools, or resources related to personal finance. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies before providing any personal data.

10. International Data Transfers

If you are accessing our Site from outside the United States, you acknowledge and consent to the transfer, processing, and storage of your personal data in the United States or other countries where we or our service providers operate. These countries may have different data protection laws than your jurisdiction.

11. Children’s Privacy

Our Site is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have inadvertently collected such data, we will take immediate steps to delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will update the “Last Updated” date above and notify users through prominent notices on the Site or by email when appropriate.

Your continued use of the Site after any changes constitutes your acceptance of the revised Privacy Policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us.

Samnta is committed to protecting your privacy and providing a safe and secure experience. Thank you for trusting us with your personal information.

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